21
Mar 18

When You Know You’re Filing for Divorce

Filing for Divorce

Divorce decree, gavel and folder shot on warm wooden surface

Sometimes your relationship gets to the point where divorce is the only solution. When this occurs, you need to ensure you’re prepared for what’s to come before you actual file the paperwork. That’s because divorce can be a very lengthy, emotional, and stressful process, and if you’re not completely prepared from the beginning, it could take a toll on how the rest of it is handled. When you do the following, it can help you be more prepared for what’s to come.

 

Be sure about your decision.

The last thing you want to do is tell your spouse that you want a divorce when deep down you really don’t. Before you start planning for your divorce, it’s important to make sure this is exactly what you want. Be sure to try talking with your spouse first about your feelings to see if your unhappiness is something you can work on. You should also try couple’s counseling and see if a professional can help you work out your differences. If you find that all of this doesn’t change the way you feel, then you’ll know you’re making the right choice.

 

Have your finances in order.

If you and your spouse share money, you’ll want to ensure you have finances set up for yourself. Divorce can be very expensive on its own, but you’ll also need money to cover your living expenses going forward. While you don’t want to start stealing money from your joint account, you do want to be prepared with what you can. Open a checking or savings account in your name only, or open some credit cards in your name only. This way, you’ll have access to finances if your joint account becomes frozen during the divorce proceedings.

 

Know where you’ll go.

When you and your spouse live comfortably in your home, divorce will make one of you need to leave. Deciding who will need to find another place to live isn’t always easy, and if you’re the one willing to leave, then you need to be prepared with where to go. This is when it’s important to either have another place of your own ready, or when you need to get family or friends involved as a temporary place to go. If you are the one asking for divorce, it may be better for you to line this place up ahead of time so that it doesn’t become awkward when you tell your spouse it’s over.

 

Keep calm and collected.

Divorce can be stressful, and it can take a toll on your personal and professional career. If your divorce is coming out of the blue to your spouse, then you can expect some type of drama to occur. While you may want to give into the drama, it’s important that you don’t. Not only do you need to stay calm and collected, but you need to be mindful of how you act and what you say, as all of this can come back to haunt you when the divorce proceedings occur.

 

Even if your decision for divorce seems to come out of the blue, it’s extremely important that you use this information to be prepared for what will come.


16
Mar 18

What to Do When You Can’t Make Child Support Payments

When the court rules that you’re required to make child support payments to your ex, it’s something that you’ll need to do. How much you need to pay will depend on a variety of factors, including what state you live in, how many kids you have, how much money you make, and what type of custody arrangement is in play. However, things happen in life that can put a damper on your finances, and this may make it impossible to make your child support payments. If this happens, here are some steps you can take.

 

Talk with your ex.

The first thing you should do is talk with your ex about the situation. For instance, if you were recently fired or things changed at work that reduce your finances, talking with your ex can be the best thing for you to do. Depending on your relationship, your ex may understand and you two can do what you can to work it out. Being open and honest about it early can be more beneficial than simply ignoring the situation, dodging your ex, or being rude about it. You may be surprised with how they handle the situation too.

 

While talking, you may be able to work out a different schedule with your ex. For instance, maybe you can’t afford to make the whole payment right away, but maybe you can if you break it up into more than one payment. Talk to your ex about this option and see if this could be a solution to paying child support.

 

Get a modification.

When your situation changes, you can go to the court and ask for a modification. This will create a legal agreement that may allow lower your child support payments. Typically, there needs to be a significant change in circumstances for this to happen. The courts will require you to provide proof of why you cannot pay, so be ready to provide documentation they ask for. It’s also important to understand that asking for a modification doesn’t mean you’ll actually get one, so don’t assume the court will rule in your favor. However, it’s still important to know this is an option.

 

Make your own modifications.

It’s important to understand paying child support is more important than anything else that’s financial in your life. For instance, if you find it hard to make child support payments, but you’re spending hundreds of dollars a month on eating out or taking trips, then it will be time for you to change your lifestyle and make your own modifications. Although you may not enjoy this, it’s very important that you put your child first. If you don’t make payments to keep up with your lavish lifestyle, your ex can take you to court and you can find yourself with garnished wages in order to make your payments happen.

 

Take on extra work.

If you can’t make your child support payments, it may be necessary for you to take on some extra work to make some extra cash. Maybe there are things you can do around the neighborhood to make some extra dough, or maybe you can start to sell some of your