16
Mar 18

What to Do When You Can’t Make Child Support Payments

When the court rules that you’re required to make child support payments to your ex, it’s something that you’ll need to do. How much you need to pay will depend on a variety of factors, including what state you live in, how many kids you have, how much money you make, and what type of custody arrangement is in play. However, things happen in life that can put a damper on your finances, and this may make it impossible to make your child support payments. If this happens, here are some steps you can take.

 

Talk with your ex.

The first thing you should do is talk with your ex about the situation. For instance, if you were recently fired or things changed at work that reduce your finances, talking with your ex can be the best thing for you to do. Depending on your relationship, your ex may understand and you two can do what you can to work it out. Being open and honest about it early can be more beneficial than simply ignoring the situation, dodging your ex, or being rude about it. You may be surprised with how they handle the situation too.

 

While talking, you may be able to work out a different schedule with your ex. For instance, maybe you can’t afford to make the whole payment right away, but maybe you can if you break it up into more than one payment. Talk to your ex about this option and see if this could be a solution to paying child support.

 

Get a modification.

When your situation changes, you can go to the court and ask for a modification. This will create a legal agreement that may allow lower your child support payments. Typically, there needs to be a significant change in circumstances for this to happen. The courts will require you to provide proof of why you cannot pay, so be ready to provide documentation they ask for. It’s also important to understand that asking for a modification doesn’t mean you’ll actually get one, so don’t assume the court will rule in your favor. However, it’s still important to know this is an option.

 

Make your own modifications.

It’s important to understand paying child support is more important than anything else that’s financial in your life. For instance, if you find it hard to make child support payments, but you’re spending hundreds of dollars a month on eating out or taking trips, then it will be time for you to change your lifestyle and make your own modifications. Although you may not enjoy this, it’s very important that you put your child first. If you don’t make payments to keep up with your lavish lifestyle, your ex can take you to court and you can find yourself with garnished wages in order to make your payments happen.

 

Take on extra work.

If you can’t make your child support payments, it may be necessary for you to take on some extra work to make some extra cash. Maybe there are things you can do around the neighborhood to make some extra dough, or maybe you can start to sell some of your